If you have severe medical issues that prevent you from working in your early 60’s, it may be tempting to claim early Social Security retirement benefits. However, filing for early retirement means a reduced benefit amount that could be up to 30%. Before you do that, you need to consider filing for Social Security disability benefits. You may be eligible to claim Social Security disability benefits if you have a disability that prevents you from working full-time. If your claim for Social Security disability benefits is awarded, you will get the same amount as your full retirement benefit, thus avoiding the penalties that apply to anyone starting retirement benefits at age 62. Of course, the downside is that you have to prove you qualify for Social Security disability benefits, which may be difficult.
Our law firm focuses exclusively on Social Security disability law. To learn more about the SSDI and SSI programs and how we can improve your chance for success, contact the Philadelphia Social Security Disability attorneys of the Disability and Injury Law Offices of David R. Machek for a free consultation at: (215) 886-0398 or at: http://www.disabilitylawpa.com